$AFRM 0.50 Developing

Notable posts

• @ripster47 mixed 68 eng

  🚨 Market Leaders change from time to time At some point it was $UPST $AFRM $ZM $ROKU $CRCL was top top dog once $PLTR was Darling of market $APP Was hottest name once Now its $MU $SNDK $BE $NBIS - AI Names Do not marry past leaders, their time is gone! Find the Leaders!

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• @wallstengine neutral 39 eng

  Morgan Stanley Downgrades $AFRM to Equalweight from Overweight, PT $79 Analyst comments: "Affirm remains, in our view, one of the highest-quality fintech assets in our coverage, with a best-in-class management team, differentiated product capabilities, and direct exposure to BNPL category share gains. However, with the stock up significantly since the late-March lows, we believe the stock now more properly reflects GMV durability, continued funding execution, best-in-class credit performance, and stable unit economics even amid higher 0% APR mix and an international push. Thus, we move AFRM to Equalweight and remove it as a Top Pick. Three key factors drive a more balanced risk/reward: (1) thesis resolution; (2) funding and credit execution; and (3) unit economics. At the time of our upgrade and Top Pick elevation, the market was focused on whether implied F2H26 growth signaled a potential slowdown. Recent results and the company’s multi-year outlook for $100B of GMV underscore the durability of what we continue to see as best-in-class growth. Affirm has demonstrated programmatic and best-in-class execution across ABS and forward-flow channels while continuing to deliver best-in-class credit outcomes. Concerns that incremental growth would be accompanied by lower unit economics, particularly via 0% APR and international, have also moderated. We remain confident the business can sustain a broadly stable interest-bearing mix, with 0% APR expected to remain below 25% of GMV, while Card attach drives upward pressure on interest-bearing mix and serves as a tailwind to RLTC margin." Analyst: James Faucette

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• @ripster47 bullish 17 eng

  Fintech Rotation today 🚨 $FOUR $AFRM $UPST $SOFI $PYPL @tenet_research Catch rotation early with our Scanners at https://t.co/3jEjW3yS30 https://t.co/qy6MliBlFC

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